Q4 2019 Zions Bancorporation NA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to Zions Bancorporation's Fourth Quarter 2019 Earnings Results Webcast. (Operator Instructions)
I would now like to hand the conference over to Director of Investor Relations, James Abbott.
Thank you, sir, and good evening. We welcome you to this conference call to discuss our 2019 fourth quarter and full year earnings. For our agenda today, Harris Simmons, Chairman and Chief Executive Officer, will provide a brief overview of key strategic and financial performance figures, after which Paul Burdiss, our Chief Financial Officer, will provide additional detail on Zions financial condition, wrapping up with our financial outlook. Additional executives with us in the room today include Scott McLean, President and Chief Operating Officer; and Michael Morris, Chief Credit Officer.
Referencing Slide 2, I would like to remind you that during this call, we will be making forward
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