Q4 2022 Zions Bancorporation NA Earnings Call Transcript
Greetings, and welcome to the Zions Bancorp Q4 Earnings Conference Call.
(Operator Instructions)
As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, James Abbott, Director of Investor Relations.
Thank you, Joe, and good evening.
We welcome you to this conference call to discuss our 2022 fourth quarter and full year earnings. I would like to remind you that during this call, we will be making forward-looking statements, although actual results may differ materially. We encourage you to review the disclaimer in the press release or the slide deck on Slide 2, dealing with forward-looking information and the presentation of non-GAAP measures, which applies equally to statements made during this call. A copy of the earnings release as well as the slide deck are available at zionsbancorporation.com.
For our agenda today, Chairman and Chief Executive
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