Q4 2020 Zions Bancorporation NA Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to Zions Bancorporation's Fourth Quarter 2020 Earnings Results Webcast. (Operator Instructions) It is now my pleasure to introduce Director of Investor Relations, James Abbott.
Thank you, Andrew, and good evening. We welcome you to this conference call to discuss our 2020 fourth quarter and full year earnings. I would like to remind you that during this call, we will be making forward-looking statements although actual results may differ materially. Additionally, the earnings release, the related slide presentation and this earnings call contain several references to non-GAAP measures. We encourage you to review the disclaimer in the press release or the slide deck on Slide 2 in dealing with forward-looking information and the presentation of non-GAAP measures, which applies equally to statements made during this call. A copy of the full earnings release as well as the supplemental
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