Q4 2022 Banco Santander SA Earnings Call Transcript
Good morning, everybody, and welcome to Banco Santander's conference call to discuss our financial results for the fourth quarter of 2022. Just as a reminder, both the results report and presentation we will be following today are available to you on our website.
I'm joined here today by our Executive Chairman, Ms. Ana BotÃÂn; and our CEO, Mr. Héctor Grisi. Following their presentations, we will open the floor for any and all questions you may have in the Q&A session.
Before I hand over the floor to Ms. BotÃÂn, let me remind you that on February 28, Santander Investor Day will take place in London where our top management team will present the group's strategy and mid-term outlook and plans. You can find all relevant information on how to register on our corporate website in case you have not done so already. We look forward to your participation.
With this, I will hand over to Mr. BotÃÂn. Ana, the floor is yours.
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