Q4 2020 Svenska Handelsbanken AB Earnings Call Transcript
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Good morning, everyone, and welcome to this call for the fourth quarter and full year 2020. Together with me today, I have our CFO, Carl Cederschiöld; Head of Group Financial Strategy and Investor Relations, Lars Höglund; and Head of Accounting, Annika Engler.
I will give you -- I will start by giving you an update very short about the progression of the bank. And then with Carl, Carl will walk you through the key financial topics for the fourth -- for the quarter, followed by a Q&A. So -- and I'm sure that Lars will also jump in into this.
2020, a year like no other year. It has still been okay for the bank and with a good year -- with a good end of the year. We do have a volatile year behind with the pandemic and all of the impact that has had on the world. However, I think it's clear that the bank has managed the year very well. The result was stable, with an underlying increase of 1%, in a year when economies
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