Q2 2021 Svenska Handelsbanken AB Earnings Call Transcript
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Good morning, everyone, and welcome to this call for the second quarter 2021. Together with me today, I have, as usual, our CFO, Carl Cederschiold, our Deputy Head of Investor Relations, Peter Grabe; and Head of Accounting, Annika Engler. As usual, I will start by giving you an update on the overall strategic progression of the bank. And then Carl will talk you through the key financial topics for the quarter followed by a Q&A.
The result we present today is basically in line with our expectations. It shows that the change in focus of the bank that we initiated a bit more than 2 years ago gives the expected results. As you all know, we started a big strategy review in 2019, where we scrutinized every part of the bank. The background was, of course, the negative earnings development in the years earlier. This review resulted in a few strategic choices, which we are now executing on.
One of the most important decisions was to stop being
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