Q3 2021 Svenska Handelsbanken AB Earnings Call Transcript
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Good morning, everyone, and welcome to this call for the third quarter 2021. Together with me today, I have our CFO, Carl Cederschiold, our Head of Financial Strategy; Investor Relations, Lars Hoglund; and Head of Accounting, Annika Engler.
Let me start with some general remarks before I let Carl go through all the financial details. In 2021, Handelsbanken is turning 150 years, and we're happy to celebrate this year with income and profits reaching the highest level recorded so far, both on quarterly and year-to-date basis. The asset management operation remains a major driver for earnings growth, and we continue like we have for a decade to consistently have a front book market share twice as high as the back book.
Loan growth on the private side remains strong and stable, and we are now seeing a gradual recovery again on the property-related corporate lending side as well the non-property-related corporate lending side. Asset quality is
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