Standard Bank Group Ltd Pre Close Call Transcript
Okay. Good afternoon, everybody, and thank you very much for joining the Standard Bank Group Pre-Close Call this afternoon. My name is Sarah Rivett-Carnac, and I'll be managing the call today. As you will be aware, we issued a SENS announcement this morning and providing a brief update with regards to our 10-month performance and then also with regards to the reconfirmation of our guidance for 2023.
On the call today, we have Arno Daehnke, the Group Financial Director; Brooks Mparutsa; Barbara Bell; Thembelihle Ngema and Willa van den Berg, business unit CFOs.
I will now hand over to Arno. Thank you, Arno.
Thank you, Sarah, and hello, everyone. Thank you for your interest in the Standard Bank Group, and it's great to have you all on the call.
I will start with some brief comments on the macroeconomic environment. I will then
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