Q4 2019 Truist Financial Corp Earnings Call Transcript
Greetings, ladies and gentlemen, and welcome to the Truist Financial Corporation Fourth Quarter 2019 Earnings Conference. (Operator Instructions) As a reminder, this event is being recorded.
It is now my pleasure to introduce your host, Mr. Rich Baytosh, Director of Investor Relations for Truist Financial Corporation.
Thank you, Lauren, and good morning, everyone. Thanks to all of our listeners for joining us today. On today's call, we have Kelly King, our Chairman and Chief Executive Officer; and Daryl Bible, our Chief Financial Officer, who will review the results for the fourth quarter and provide some thoughts for the first quarter and full year 2020. We also have Bill Rogers, our President and Chief Operating Officer; Chris Henson, our Head of Banking and Insurance; and Clarke Starnes, our Chief Risk Officer, that participate in the Q&A session.
We will be referencing a slide presentation during the call. A copy of the presentation as well as our earnings release and
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