Q1 2020 Halyk Bank AO Earnings Call Transcript
Good day, everyone. Welcome to the JSC Halyk Bank 1Q 2020 Results Conference Call. At this time, I would like to turn the conference over to Mira Kasenova. Please go ahead.
Thank you, Nicol. Good evening, ladies and gentlemen. Welcome to Halyk Bank conference call on presentation of financial results for the 3 months of 2020. Participants in today's call on Halyk Bank's side are Ms. Umut Shayakhmetova, Chief Executive Officer of Halyk Bank; Ms. Aliya Karpykova, Deputy Chief Financial Officer; Mr. Murat Koshenov, Deputy CEO, Corporate Banking and International Activities; Mr. Almas Makhanov, Chief Risk Officer; Mr. Viktor Skryl, Financial Director, Finance and Subsidiaries; and myself, Mira Kasenova, Head of FI and IR.
Now I would like to hand the call over to Murat Koshenov, Deputy CEO.
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