Halyk Bank of Kazakhstan JSC (STU:H4L1)

€ 16.4 -0.3 (-1.8%) Market Cap: 4.47 Bil Enterprise Value: 2.18 Bil PE Ratio: 3.38 PB Ratio: 0.93 GF Score: 81/100

Q2 2023 Halyk Bank AO Earnings Call Transcript

Aug 17, 2023 / 01:00PM GMT

Release Date Price: €12.7 (-6.62%)

Transcript

Mira Kassenova

Halyk Bank of Kazakhstan Joint Stock Company - Head of Financial Institutions & International Relations

Good afternoon, everyone, and welcome to Halyk Bank's conference call and the presentation of financial results for the First Half and Second Quarter of 2023. Thanks, everyone, for joining us today. And the session will start with the presentation by Halyk team and will be followed by the Q&A session. Please note that the call is being recorded.

The participants on today's call on Halyk Bank side are Mr. Murat Koshenov, Deputy CEO, Finance, Subsidiaries and International Activities; Mr. Roman Maszczyk, Deputy CEO, Compliance, Risk Management, Data Science and Collateral, Chief Compliance Controller; Ms. Olga Vuros, Deputy CEO, Corporate Banking; Mr. Dauren Sartayev, Deputy CEO, SME Banking, Transactional Banking, PR and Marketing; Mr. Zhumabek Mamutov, Deputy CEO, Retail Banking and Soft Collection; Mr. Nariman Mukushev, Deputy CEO, Digital Government Services, Ecosystem and Customer Experience. Mr. Viktor Skryl, Financial Director covering Finance and Subsidiaries, and

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