Halyk Bank of Kazakhstan JSC (STU:H4L1)

€ 16.4 -0.3 (-1.8%) Market Cap: 4.47 Bil Enterprise Value: 2.18 Bil PE Ratio: 3.38 PB Ratio: 0.93 GF Score: 81/100

Q1 2023 Halyk Bank AO Earnings Call Transcript

May 17, 2023 / 01:00PM GMT

Release Date Price: €13.1 (+0.77%)

Transcript

Mira Kassenova

Halyk Bank of Kazakhstan Joint Stock Company - Head of Financial Institutions & International Relations

Good evening, ladies and gentlemen. Welcome to Halyk Bank conference call on the presentation of results for the first quarter of 2023. Thanks, everyone, for joining us today. The session will start with the presentation by Halyk team and will be followed by Q&A. Please note that, the call is being recorded.

The participants to today's call on Halyk Bank side are Mr. Murat Koshenov, Deputy CEO, finance subsidiaries and International Activities; Mr. Roman Maszczyk, Deputy CEO, Compliance Risk Management, Data Science and Collateral Chief Compliance Controller. Ms. Olga Vuros, Deputy CEO, Corporate Banking; Mr. Dauren Sartayev, Deputy CEO, SME Banking, Transactional Banking, PR and Marketing. Mr. Zhumabek Mamutov Deputy CEO, Retail Banking and Soft Collection. Mr. Nariman Mukushev, Deputy CEO, IT, Digital Government Services, Ecosystem and Customer Experience. Mr. Almas Makhanov, Chief Risk Officer; Mr. Viktor Skryl, Financial Director, Finance and Subsidiaries; Margulan

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