Halyk Bank of Kazakhstan JSC (STU:H4L1)

€ 16.4 -0.3 (-1.8%) Market Cap: 4.47 Bil Enterprise Value: 2.18 Bil PE Ratio: 3.38 PB Ratio: 0.93 GF Score: 81/100

Q4 & FY 2020 Halyk Bank AO Earnings Call Transcript

Mar 15, 2021 / 01:00PM GMT

Release Date Price: €11.2 (+4.67%)

Transcript

Operator

Dear all, thank you very much for joining. We are ready to kick off Halyk Bank Full Year 2020 results call. The presentation will last for approximately 45 minutes and will be followed by a Q&A session.

I am now passing the word to Halyk Bank team.

Mira Kassenova

JSC Halyk bank - Head of Financial Institutions & and International Relations

Thank you, Karim Good evening, ladies and gentlemen. Welcome to Halyk Bank conference call on presentation of financial results for the 12 months and fourth quarter of 2020.

Participants to today's call on Halyk Bank side are Ms. Umut Shayakhmetova, Chief Executive Officer; Mr. Anton Musin, First Deputy CEO, Digital Banking, Transactional Business and IT; Ms. Aliya Karpykova, Deputy CEO, Chief Financial Officer; Mr. Murat Koshenov, Deputy CEO, Corporate Banking and International Activities; Mr. Dauren Sartayev, Deputy CEO, SME Banking, PR and Marketing; Mr. Zhumabek Mamutov, Deputy CEO, Retail Banking; Mr. Viktor Skryl, Financial Director, Finance and Subsidiaries; and myself, Mira Kassenova, Head

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