Q4 2020 Xp Inc Earnings Call Transcript
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Okay. Let's start. Good evening, everyone. (foreign language) Welcome to XP Inc.'s earnings conference call for the quarter ended on December 31, 2020. I am André Martins, Investor Relations at XP Inc. First of all, we would like to thank you all for the interest in our call and participation and also make myself and the rest of the IR team available, (inaudible) Natalia -- Natali, sorry, for any future touch points and follow-ups. The replay of this call will be available tomorrow on our IR website.
Presenting today, we have Bruno Constantino, our Partner and CFO; and also Thiago Maffra, our Partner and CTO. After the presentation, we'll be available for the Q&A session. And you just need to raise your hand on the Zoom tool for us to unmute you for your question, or you can do like Otávio Tanganelli, for example, and send a question directly through the Zoom chat.
Regarding legal disclaimers, I kindly ask you to refer to the Slide 2 of our presentation. Certain statements in this presentation and in the Q&A session may
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