Q3 2021 Xp Inc Earnings Call Transcript
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So let's just begin. Good evening, everyone. I am André Martins, the Head of Investor Relations here at XP Inc. And on behalf of the company, I would like to thank you very much for your interest in our webinar. So welcome to XP Inc.'s Third Quarter of 2021 Earnings Call. Today, we have with us Thiago Maffra, our CEO; and Bruno Constantino, our CFO; and also the IR team, myself, Antonio Guimarães and Marina Montemor. We will all be available for the Q&A right after the presentation. So as you -- most of you are already used to, you can raise your hand on the Zoom tool to ask your questions. We also have -- because of the BDR and all the spin-off story that you know about, we have now the simultaneous translation to Portuguese.
So you just have to click on the globe icon and you can switch to Portuguese, if that's better for you. So before we begin our presentation, please refer to our legal disclaimer on Page 2. On that page, we clarify forward-looking statements and their definitions. The documents explaining why forward-looking
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