Q3 2022 XP Inc Earnings Call Transcript
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Good evening, everyone. Thanks for waiting. We were just giving some seconds for everyone to join. I'm André Martins, Head of Investor Relations. And on behalf of the company, I'd like to thank you all for your interest in our quarterly earnings call. Today, we have with us Bruno Constantino, our CFO. We will both be available for the Q&A session right after the presentation. (Operator Instructions)
Please refer to our legal disclaimer on Page 2. There we have -- we clarify actually the forward-looking statements, their definition, and on our IR website, you can find additional documents to forward-looking statements and why they might differ from actual results.
So without further ado, I'll pass the word to Bruno Constantino. We have a lot to talk about today, and it's later in São Paulo, right, Bruno than usual, so let's get going with the presentation. Thank you so much, everyone of you for the interest.
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