Q4 2022 XP Inc Earnings Call Transcript
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Good evening, everyone. I am Andre Martins, Head of Investor Relations of XP Inc. On behalf of the company, I'd like to thank you all for your interest in our quarterly earnings call. So welcome to the Fourth Quarter and Full Year of '22 Earnings Call. Today, we have with us our CFO, Bruno Constantino. We will both be available for the Q&A session right after the presentation. And whoever wants to ask a question can raise your hand on the Zoom tool, and we will attend you on a first-come first-serve basis.
We have the option of simultaneous translation to Portuguese. So we have a bottom as well on the Zoom if you want to turn on the translation. And before we begin our presentation, please refer to our legal disclaimers on Page 2 on which we clarify forward-looking statements, their definition and we have on the SEC Filings section of the IR website the definitions as well regarding those legal disclaimers.
So now I'll pass the word to Bruno. Good evening, Bruno.
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