Q4 2023 Caixabank SA Earnings Call Transcript
Good morning, everyone, and welcome to CaixaBank results presentation for the fourth quarter and the full year of 2023. As usual, we are joined today by our CEO, Gonzalo Gortazar; and our CFO, Javier Pano.
In terms of logistics, we plan to spend about 30 minutes with a presentation and about 45 minutes to 1 hour with the Q&A. The Q&A is live, and you should have received instructions by e-mail on how to participate.
Let me end by saying that my team and I will be at your full disposal after the call. And without further ado, let me hand it over to our CEO. Gonzalo, the floor is yours.
Thank you, Marta, and good morning to everybody. We'll get straight into the first highlights of today. And I would highlight 3 ideas when you look at the title sustainability, profitability and distribution. We have clearly made a significant improvement during 2023 in terms of net income, up 54%
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