Q4 2021 Caixabank SA Earnings Call Transcript
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Good morning, and welcome to CaixaBank's financial results presentation for the fourth quarter of 2021. I hope you and your loved ones are well. For today's presentation, we are joined by our CEO, Mr. Gonzalo Gortazar; and the CFO, Javier Pano. Please note that reported figures are affected by M&A impacts and do not include Q1 '21 of Bankia. However, to facilitate comparisons, we have also provided pro forma figures.
Moving on, just a reminder that we aim to spend around 20 minutes -- 30 minutes, sorry, for the presentation and 45 to 60 minutes available for Q&A after that, to participate in which you should have received instructions via e-mail. Let me just end by saying that my team and I are available to take any calls after this presentation. And without further ado, let me hand it over to our CEO, Mr. Gortazar.
Well, good morning. Thank you, Eddie, and thank you, everybody, for joining us
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