Q3 2023 Caixabank SA Earnings Call Transcript
Good morning and welcome to CaixaBank results presentation for the third quarter of 2023. We are joined today by our CEO, Gonzalo Gortazar; and our CFO Javier Pano.
In terms of logistics, just a brief reminder that we plan to spend about 30 minutes with the presentation and about 50 minutes to 1 hour with the Q&A. As you know, the Q&A is live and you should have received instructions by e-mail on how to participate. Let me finish by saying that my team and I will be at your full disposal after the call. And without further ado, let me hand it over to the CEO, Gonzalo Gortazar.
Thank you, Marta. Good morning, everybody. Pleasure to be here, reporting third quarter results which we're obviously very happy with. And the title of the highlights of today's results is twofold, is a step-up in profitability, the numbers speak by themselves, but also the sustainable nature of the step-up in profitability. I think it's as important as the actual increase.
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