Q3 2020 Caixabank SA Earnings Call Transcript
Hello. Good morning, and welcome to CaixaBank's results presentation for the third quarter of 2020. Today, it will be just Gonzalo Rotaeche, CEO; and myself, Javier Pano Riera, the CFO, presenting. Eddie O'Loghlen, our Head of Investor Relations, is away on sick leave but is recovering well and expected to return shortly. Otherwise, the format is the same as usual. We plan to spend around 30 minutes presenting with 45 minutes available for live Q&A for which you should have received instructions via e-mail.
Let me just add that the Investor Relations team is at your full disposal after this event. And without further ado, let me hand it over to the CEO.
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Thank you, Javier. Good morning, everybody, and thanks for your time. We'll get directly into the result presentation for the quarter. I'm highlighting here 4 ideas in the quarter. First, the recovery in activity and, hence, the continuity in the market share progress. Obviously, after the second quarter,
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