Half Year 2023 Caixabank SA Earnings Call Transcript
Good morning, and welcome to CaixaBank results presentation for the second quarter of 2023. We are joined today by the CEO, Gonzalo Gortázar; and the CFO, Javier Pano. In terms of logistics we plan to spend 30 minutes in the presentation and about 45 to 60 minutes with a Q&A.
In the Q&A is live, we would have received the instructions by e-mail on how to participate. One additional housekeeping item this quarter. Please note that the historical figures for 2022 and the first quarter of 2023 that were reported in the first quarter have been restated to reflect additional information related to the presentation of the P&L under IFRS 17.
And with that, just one reclassification that has taken place in that restatement is from -- just to note that it has been reclassed some revenues from service insurance result to NII. There has been no impact on net income for the full year 2022 or the first quarter of 2023. And with that, let me finish by saying that my team and I will be at your full disposal after the call. Without further ado, please let me hand it over to the CEO, Gonzalo
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