Q2 2019 Navient Corp Earnings Call Transcript
Good morning. My name is Felecia, and I'll be your conference operator today. At this time, I would like to welcome everyone to the Navient Second Quarter 2019 Earnings Conference Call. (Operator Instructions) At this time, I will turn the conference over to Mr. Joe Fisher, Vice President of Investor Relations. Mr. Fisher, you may begin.
Thank you, Felecia. Good morning and welcome to Navient's 2019 Second Quarter Earnings Call. With me today are Jack Remondi, our CEO; and Chris Lown, our CFO. After their prepared remarks, we will open up the call for questions.
Before we begin, keep in mind that our discussion will contain predictions, expectations and forward-looking statements. Actual results in the future may be materially different from those discussed here. This could be due to a variety of factors. Listeners should refer to the discussion of those factors on the company's Form 10-K and other filings with the SEC.
During this conference call, we will refer to non
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