Q3 2020 Navient Corp Earnings Call Transcript
Thank you for standing by, and welcome to Navient's Third Quarter 2020 Earnings Call. (Operator Instructions)
Thank you. Mr. Nathan Rutledge. You may begin.
Thank you, Andrea. Good morning, and welcome to Navient's Third Quarter 2020 Earnings Call. With me today are Jack Remondi, our CEO; and Joe Fisher, our CFO. After their prepared remarks, we will open up the call for questions.
Before we begin, keep in mind our discussion will contain predictions, expectations, forward-looking statements and information about our business that is based on management's current expectations of -- as of the date of this presentation. Actual results in the future may be materially different from those discussed here. This could be due to a variety of factors. Listeners should refer to the discussion of those factors on the company's Form 10-K and other filings with the SEC.
For Navient, these factors include, but are not limited to, the risks and uncertainties
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