Q4 2022 Navient Corp Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. Welcome to the Navient Fourth Quarter 2022 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference may be recorded. I would now like to turn the conference over to your speaker host for today, Jennifer Earyes, Head of Investor Relations. Please go ahead.
Hello. Good morning, and welcome to Navient's Earnings Call for the Fourth Quarter of 2022. With me today are Jack Remondi, Navient's CEO; and Joe Fisher, Navient's CFO. After their prepared remarks, we will open up the call for questions. Before we begin, keep in mind our discussion will contain predictions, expectations, forward-looking statements and other information about our business that is based on management's current expectations as of the date of this presentation.
Actual results in the future may be materially different from those discussed here. This could be due to a variety of factors. So listeners should refer to the discussion of those factors on the company
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