Q2 2020 Navient Corp Earnings Call Transcript
Ladies and gentlemen, thank you for standing by, and welcome to the Navient Second Quarter 2020 Earnings Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions) It is now my pleasure to turn the call over to your host Mr. Joe Fisher. Mr. Fisher, the floor is yours.
Thank you, Sylvia. Good morning, and welcome to Navient's 2020 Second Quarter Earnings Call. With me today are Jack Remondi, our CEO; and Ted Morris, our Controller and acting CFO. After their prepared remarks, we will open up the call for questions. Before we begin, keep in mind our discussion will contain predictions, expectations and forward-looking statements. Actual results in the future may be materially different from those discussed here. This could be due to a variety of factors. Listeners should refer to the discussion of those factors on the company's Form 10-K and other filings with the SEC. For Navient, these factors include, among others, the risks and
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