Q4 2020 Navient Corp Earnings Call Transcript
Thank you for standing by, and welcome to Navient's Fourth Quarter 2020 Earnings Call. (Operator Instructions)
Mr. Nathan Rutledge, you may begin.
Thanks, Andrea. Good morning, and welcome to Navient Fourth Quarter 2020 Earnings Call. With me today are Jack Remondi, our CEO; and Joe Fisher, our CFO. After their prepared remarks, we will open up the call for questions.
Before we begin, keep in mind our discussion will contain predictions, expectations, forward-looking statements and other information about our business that is based on management's current expectations as of the date of this presentation.
Actual results in the future may be materially different from those discussed here. This could be due to a variety of factors, including, among other things, uncertainties associated with the severity, magnitude and duration of the COVID-19 pandemic and the related economic impact.
As reported previously, the work-from-home policies and
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