Full Year 2019 Lloyds Banking Group PLC Earnings Call (Fixed Income Investors) Transcript
Thank you for standing by, and welcome to the Lloyds Banking Group 2019 Full Year Results Fixed Income Conference call. (Operator Instructions) Douglas Radcliffe and Toby Rougier will outline the key highlights of the results, which will follow by a question-and-answer session. (Operator Instructions) I must advise you that this conference is being recorded today.
I will now hand the conference over to Douglas Radcliffe. Please go ahead, sir.
Thank you very much, indeed, and good afternoon, everyone, and thank you for joining this debt-focused call on the group's 2019 results. My name is Douglas Radcliffe, and I'm Group Investor Relations Director for Lloyds Banking Group. And I'm joined by Toby Rougier, our Group Corporate Treasurer; and indeed Richard Shrimpton, who is Group Capital Pensions and Issuance Director.
A number of you may well have dialed into the results call this morning. And if you did, I'm afraid I'm going to have to apologize because I will run through many of
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