Full Year 2020 Lloyds Banking Group PLC Earnings Call (Fixed-Income Investors) Transcript
Thank you for standing by, and welcome to the Lloyds Banking Group 2020 Full Year Results Fixed Income Conference Call. (Operator Instructions) Douglas Radcliffe and Toby Rougier will outline the key highlights of the results, which will be followed by a question-and-answer session. (Operator Instructions) Please note, this call is scheduled for 60 minutes.
I will now hand the call over to Douglas Radcliffe. Please go ahead.
Excellent. Thank you very much, indeed. Good afternoon, everyone, and thank you for joining this call on the group's 2020 results. As I've just been introduced, my name is Douglas Radcliffe and I'm the Group Investor Relations Director, and I'm joined by Toby Rougier, our Group Corporate Treasurer. A number of you may have dialed into the results call this morning. And if you did, I'm afraid I'll run through many of the same points again.
I'll briefly cover our strategic progress over GSR3 before covering our financial performance in 2020, and provide an
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