Q1 2020 AU Small Finance Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the AU Small Finance Bank Q1 FY '20 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Sunil Parnami from CDR India (sic) [AU Small Finance Bank]. Thank you, and over to you, sir.
Thank you, AO. This is Sunil Parnami from AU Small Finance Bank, so just a correction on that. Good afternoon, everyone, and welcome to AU Small Finance Bank's Q1 FY '20 Results Conference Call.
Today, on this call, from AU Bank side, we have our MD and CEO, Mr. Sanjay Agarwal; our Executive Director, Mr. Uttam Tibrewal; and our CFO, Mr. Deepak Jain, and other members of the senior management team. Since most of you have already interacted with the members of the management team, therefore, I would request them to please introduce themselves as and when they interact with you further on this call.
On the call, I also have my colleagues, Hemant Sethia and
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