Q4 2020 AU Small Finance Bank Ltd Earnings Call Transcript
Good morning, ladies and gentlemen. Welcome to AU Small Finance Bank Q4 FY '20 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Sunil Parnami, Head of Investor Relations, M&A from AU Small Finance Bank. Thank you, and over to you, sir.
Thank you, Lizan. (foreign language) Good morning, and welcome, everyone. We'd like to thank you for joining on the call today. As we begin, we sincerely hope that you and everyone around continues to be in good health and is doing fine.
On the call today, we have all the members of our senior management team, including our MD and CEO, Mr. Sanjay Agarwal; our Executive Director, Mr. Uttam Tibrewal; our Chief Operations Officer, Mr. Deepak Jain; our Chief Risk Officer, Mr. Mayank Markanday; our CFO, Mr. Vimal Jain; our Chief of Strategy for Business Solutions and Transaction Banking and who also oversees the credit risk across asset classes, Mr. Vivek Tripathi
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