Q4 2022 AU Small Finance Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day and welcome to the Q4 FY '22 Earnings Conference Call of AU Small Finance Bank. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Aseem Pant, VP, Investor Relations. Thank you and over to you, sir.
Thank you, Margaret. Good day to everyone, and welcome to AU Bank's earnings call for the fourth quarter of FY '22. We thank you all for joining the call today, and we hope you and your dear ones are safe and well. For approximately the first 20 minutes of the call, we will have brief remarks by members of our senior management, followed by 30 to 45 minutes of Q&A.
Firstly, we will have our MD and CEO, Mr. Sanjay Agarwal, share his thoughts on the performance and overall outlook for the bank. He will be followed by our Executive Director, Mr. Uttam Tibrewal, who will share his thoughts on business outlook for assets and liabilities. And finally, we will have Mr. Vikrant Jethi, Head of
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