Q3 2021 AU Small Finance Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the AU Small Finance Bank Q3 FY '21 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Aseem Pant, VP, Investor Relations and M&A. Thank you, and over to you, sir.
Thank you, Madri. Good morning, everyone, and welcome to AU Bank's Earnings Call for the Third Quarter of FY '21. We thank you all for joining the call today, and we wish you all the health and happiness for the calendar year 2021. On the call today, we have members of our senior management team, including: Our MD and CEO, Mr. Sanjay Agarwal; our ED, Mr. Uttam Tibrewal; our CEO, Mr. Deepak Jain; our Chief of Staff and Group Head of Strategy, Mr. Yogesh Jain; our CFO, Mr. Vimal Jain; our CRO, Mr. Mayank Markanday; our Chief of Credit and Strategy for Commercial Banking, Mr. Vivek Tripathi; our Chief of Wheels business, Mr. Bhaskar Karkera; our CIO, Mr. Ankur Tripathi; and our Chief of
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