Q3 2022 AU Small Finance Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to AU Small Finance Bank Q3 FY '22 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Aseem Pant, VP, Investor Relations. Thank you, and over to you, Mr. Pant.
Thank you, Nirav. Good day to everyone, and welcome to AU Bank's earnings call for the third quarter of FY '22. We thank you all for joining the call today, and we hope you and your dear ones are safe and well. For approximately the first 30 minutes of the call, we will have brief remarks by a few members of the senior management, followed by 30 to 45 minutes of Q&A. Firstly, we will have our MD and CEO, Mr. Sanjay Agarwal, share his thoughts on the performance and overall outlook for the bank. He will be followed by our ED, Mr. Uttam Tibrewal, who will share his thoughts on business outlook and asset strategy. And then by our Group Head Liabilities, Mr. Rishi Dhariwal, who will share his thoughts on
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