Q4 2018 Kemper Corp Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to Kemper's Fourth Quarter 2018 Earnings Conference Call. My name is Andrea, and I will be your coordinator today. (Operator Instructions) As a reminder, the conference call is being recorded for replay purposes.
I would now like to introduce your host for today's conference call, Michael Marinaccio, Kemper's Vice President of Corporate Development and Investor Relations. Mr. Marinaccio, you may begin.
Thank you, Andrea. Good afternoon, everyone, and welcome to Kemper's discussion of our fourth quarter and year-end 2018 results. This afternoon, you'll hear from Joe Lacher, Kemper's President and Chief Executive Officer; Jim McKinney, Kemper's Senior Vice President and Chief Financial Officer; and Duane Sanders, Kemper's Senior Vice President and the Property & Casualty Division President. We'll make a few opening remarks, provide context around our fourth quarter and year-end results, and then we will open up the call for a question-and-answer session.
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