Q3 2020 Kemper Corp Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to Kemper's Third Quarter 2020 Earnings Conference Call. My name is Sarah, and I will be your coordinator today. (Operator Instructions) As a reminder, this conference call is being recorded for replay purposes. I would now like to introduce your host for today's conference call, Christine Patrick, Kemper's Vice President of Investor Relations. Mrs. Patrick, you may begin.
Thank you, operator. Good afternoon, everyone, and welcome to Kemper's discussion of our third quarter 2020 results. This afternoon, you'll hear from Joe Lacher, Kemper's President and Chief Executive Officer; Jim McKinney, Kemper's Executive Vice President and Chief Financial Officer; and Duane Sanders, Kemper's Executive Vice President and the Property & Casualty Division President.
We'll make a few opening remarks to provide context around our third quarter results and then open the call for a question-and-answer session. During the interactive portion of our call, our presenters
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