Q4 2021 Kemper Corp Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to the Kemper's Fourth Quarter 2021 Earnings Conference Call. My name is Tania, and I will be your operator for today's call. (Operator Instructions) As a reminder, this conference call is being recorded for replay purposes. I would now like to introduce your host for today's call, Karen Guerra, Kemper's Vice President of Investor Relations. Ms. Guerra, you may begin.
Thank you, operator. Good afternoon, everyone, and welcome to Kemper's discussion of our fourth quarter and full year 2021 results. This afternoon, you'll hear from Joe Lacher, Kemper's President, Chief Executive Officer and Chairman; Jim McKinney, Kemper's Executive Vice President and Chief Financial Officer; Duane Sanders, Kemper's Executive Vice President and the Property & Casualty Division President.
We'll make a few opening remarks to provide context around our fourth quarter results and then open the call for a Q&A session.
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