Q3 2019 Kemper Corp Earnings Call Transcript
Good afternoon, ladies and gentlemen, and welcome to Kemper's Third Quarter 2019 Earnings Conference Call. My name is Chuck, and I will be your coordinator today. (Operators Instructions) As a reminder, the conference call is being recorded for replay purposes.
I would now like to introduce your host for today's call, Christine Patrick, Kemper's Vice President and Investor Relations. Ms. Patrick, you may begin.
Thank you, Chuck. Good afternoon, everyone, and welcome to Kemper's discussion of our third quarter 2019 results. This afternoon, you'll hear from Joe Lacher, Kemper's President and Chief Executive Officer; Jim McKinney, Kemper's Executive Vice President and Chief Financial Officer; and Duane Sanders, Kemper's Executive Vice President and the Property & Casualty Division President. We'll make a few opening remarks to provide context around our third quarter results. And then we will open up the call for a question-and-answer session.
During the interactive portion of the call, our
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