Q3 2020 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the PNB Housing Finance Limited Q3 and 9 Months FY '19-'20 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Deepika Gupta Padhi. Thank you. And over to you, Ma'am.
Thank you, Aman. Good evening, and welcome, everyone. We are here to discuss PNB Housing Finance Q3 and 9 Months Financial Year '19-'20 Results adopted as per Indian Accounting Standards. You must have seen our business and financial numbers in the presentation and the press release as was shared with the Indian Stock Exchanges and is also available on our website, that is www.pnbhousing.com. With me, we have our leadership team represented by Mr. Sanjaya Gupta, Managing Director; Mr. Shaji Varghese, Executive Director, Business Development; Mr. Ajay Gupta, Executive Director, Risk Management; Mr. Anshul Bhargava, Chief People
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