Q1 2022 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the PNB Housing Finance Limited Q1 Financial Year '21/'22 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Deepika Gupta Padhi. Thank you, and over to you, ma'am.
Thank you, Margaret. Good evening, and welcome, everyone. We are here to discuss PNB Housing Finance Q1 Financial '21/'22 results. You must have seen our business and financial numbers in the presentation and the press release shared with the Indian Stock Exchanges and also available on our website, www.pnbhousing.com. With me, we have our management team represented by Mr. Hardayal Prasad, Managing Director and CEO, Mr. Kapish Jain, Chief Financial Officer; Mr. Nitant Desai, Chief Centralized Operations and Technology Officer; Mr. Sanjay Jain, Company Secretary and Head of Compliance; Mr. Rajan Suri, Business Head, Retail; Mr. Jatul Anand,
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