Q2 2021 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the PNB Housing Finance Limited Q2 and H1 FY '21 Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Deepika Gupta Padhi. Thank you, and over to you.
Thank you, Santhosh. Good morning, and welcome, everyone. We are here to discuss PNB Housing Finance Q2 and H1 Financial Year 2021 results. You must have seen our business and financial numbers in the presentation and press release shared with the Indian stock Exchanges and also available on our website.
With me, we have our leadership team represented by Mr. Hardayal Prasad, Managing Director and CEO; Mr. Ajay Gupta, Executive Director, Risk Management; Mr. Kapish Jain, Chief Financial Officer; Mr. Anshul Bhargava, Chief People Officer; Mr. Nitant Desai, Chief Centralized Operations and Technology Officer; and Mr. Sanjay Jain, our Company Secretary and Head of Compliance.
We will begin this call with
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