Q4 2023 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Q4 and FY 2022/'23 Earnings Conference Call of PNB Housing Finance Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Deepika Gupta Padhi, Head Investor Relations and Treasury. Thank you, and over to you, ma'am.
Thank you, Sasan. Good evening, and welcome, everyone. We are here to discuss PNB Housing Finance Q4 and FY '22/'23 results. You must have seen our business and financial numbers in the presentation and the press release shared with the Indian Stock Exchanges and is also available on our website.
With me, we have our entire management team across verticals, led by Mr. Girish Kousgi, our Managing Director and CEO. We'll begin this call with the performance update by Managing Director and CEO, followed by -- along with the financial performance by our CFO, Mr. Vinay Gupta, followed by an interactive Q&A session.
Please note, this call may
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