Q4 2021 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the PNB Housing Finance Limited Q4 and Financial Year 2021 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Deepika Gupta Padhi. Thank you, and over to you, ma'am.
Thank you, Sasan. Good morning and welcome, everyone. I hope you all are doing good. You are safe and healthy. We are here to discuss PNB Housing Finance Q4 and Financial Year 2021 Results. You must have seen our business and financial numbers in the presentation and the press release that we shared with the Indian stock exchanges. And it's also available on our website, which is pnbhousing.com.
With me, we have our management team represented by Mr. Hardayal Prasad, Managing Director and CEO; Mr. Ajay Gupta, ED and Chief Credit Officer; Mr. Kapish Jain, Chief Financial Officer; Mr. Anshul Bhargava, Chief People Officer; Mr. Nitant Desai, Chief Centralized Operations and Technology
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