Q3 2022 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to Q3 and 9 months FY '22 Earnings Conference Call of PNB Housing Finance Limited. (Operator Instructions) Please note that this conference is being recorded.
And now I'll hand the conference over to Ms. Deepika Gupta Padhi. Thank you, and over to you, ma'am.
Thank you, Nirav. Good evening and welcome everyone. We are here to discuss PNB Housing Finance Q3 and 9 months FY '21-'22 results. You must have seen our business and financial numbers in the presentation and the press release shared with the Indian stock exchanges and also available on our website.
With me, we have an entire management team across verticals sitting over here, led by Mr. Hardayal Prasad, Managing Director and CEO.
We will begin this call with the performance update by the Managing Director and CEO, followed by an interactive Q&A session.
Please note, this call may contain forward-looking statements which exemplify our judgement and future
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