Q3 2021 PNB Housing Finance Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the PNB Housing Finance Limited Q3 and 9 Months FY '20/'21 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Ms. Deepika Gupta Padhi. Thank you, and over to you, ma'am.
Thank you, Karan. Good evening, and welcome, everyone. We are here to discuss PNB Housing Finance Q3 and 9 Months Financial Year 2021 results. You must have seen our business and financial numbers in the presentation and the press release shared with the Indian Stock Exchanges and also available on our website.
With me, we have our management team presented by Mr. Hardayal Prasad, Managing Director; and CEO; Mr. Ajay Gupta, Executive Director and Chief Credit Officer; Mr. Kapish Jain, Chief Financial Officer; Mr. Anshul Bhargava, Chief People Officer; Mr. Nitant Desai, Chief Centralized Operation and Technology Officer; Mr. Sanjay Jain, Company Secretary and Head of Compliance; Mr.
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