Q4 2019 SmartFinancial Inc Earnings Call Transcript
Good morning and welcome to the SmartFinancial Fourth Quarter 2019 Earnings Conference Call. (Operator Instructions) Please note, this event is being recorded.
I would now like to turn the conference over to Miller Welborn, Chairman of the Board. Please go ahead.
Thanks, Aly. Good morning, and thanks for joining our Q4 call this morning. Before I get started, I'd like you to please refer to Page 2 of the deck with our legal statement and forward-looking disclaimer. With me this morning is Billy Carroll, our CEO; Ron Gorczynski, our CFO; Cynthia Cain, our Senior Vice President of Financial Planning; and Frank Hughes with Investor Relations.
As you know, we reported out our Q4 '19 earnings at the close of business yesterday, and we're excited to chat about those numbers this morning. A couple of highlights from Q4. Strong income at $6.7 million. Really strong EPS, we feel, with $0.48 GAAP earnings and $0.46 operating earnings versus a consensus of about $0.40. Strong quarterly
Access to All Earning Calls and Stock Analysis | |
30-Year Financial on one screen | |
All-in-one Stock Screener with unlimited filters | |
Customizable Stock Dashboard | |
Real Time Insider Trading Transactions | |
8,000+ Institutional investors’ 13F holdings | |
Powerful Excel Add-in and Google sheets Add-on | |
All data downloadable | |
Quick customer support | |
And much more... |