Q2 2020 SmartFinancial Inc Earnings Call Transcript
Good morning, and welcome to SmartFinancial Second Quarter 2020 Earnings Call. (Operator Instructions) Please note that this event is being recorded.
Now I'd like to turn the conference over to Mr. Miller Welborn, Chairman. Please go ahead.
Thanks, Nick. Good morning, and thanks for joining us this morning for our Q2 2020 earnings call. Joining me today are Billy Carroll, our President and CEO; Ron Gorczynski, our CFO; and Rhett Jordan, our Chief Credit Officer.
Before we get started, I'd like to refer you all to Page 2 of our deck this morning for the normal and customary disclaimers and forward-looking statements. Hopefully, you'll take a minute and review these.
First, I'd like to say that I hope each of you are healthy and safe. This is a very challenging time for all of our families, our communities and our businesses. But this industry and our bank are doing an incredible job of being intelligent, diligent and flexible as we continue to learn how to serve our
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