Q4 2021 SmartFinancial Inc Earnings Call Transcript
Hello, and welcome to today's SmartFinancial Fourth Quarter 2021 Earnings Call. My name is Bailey. I'll be your moderator for today's call. (Operator Instructions) I would now like to pass the conference over to our host, Miller Welborn. Miller, please go ahead.
Thanks, Bailey. Good morning, and thanks for joining us this morning for our Q4 2021 earnings call. We always enjoy visiting with this group each quarter to talk about our progress in our company. Joining me on the call today are Billy Carroll, our President and CEO; Ron Gorczynski, our CFO; Rhett Jordan, our Chief Credit Officer; and Nate Strall, our Director of Corporate Strategy.
Before we get started, I'd like to ask each of you to please refer to Page 2 of our deck that we filed this morning for the normal and customary disclaimers and forward-looking statements comments. Please take a moment to review these.
What a fantastic quarter by our team here at SmartBank and a great end to a really strong year for our company. We demonstrated again our ability to outwork the
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