Q3 2023 SmartFinancial Inc Earnings Call Transcript
Hello everyone, and welcome to the SmartFinancial Third Quarter 2023 Earnings Release and Conference Call. My name is Seb and I will be the operator for your call today. (Operator Instructions) I will now hand the floor over to Nate Strall to begin, please go ahead.
Thanks, Seb. Good morning, everyone. And thank you for joining us for SmartFinancial's third quarter 2023 earnings call. During today's call, we will reference the slides and press release that are available within the Investor Relations section on our website smartbank.com. Chairman Miller Welborn will begin the call; followed by, Billy Carroll, our President and Chief Executive Officer; Ron Gorczynski, Chief Financial Officer; and Rhett Jordan, Chief Credit Officer will also provide commentary.
We will be available to answer your questions at the end of our call. Our comments include forward-looking statements. These statements are subject to risks and uncertainties, and the actual results could vary
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