SmartFinancial Inc (NYSE:SMBK)
$ 36.36 -0.11 (-0.3%) Market Cap: 615.45 Mil Enterprise Value: 471.19 Mil PE Ratio: 18.74 PB Ratio: 1.26 GF Score: 75/100
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Q3 2020 SmartFinancial Inc Earnings Call Transcript

Oct 21, 2020 / 02:00PM GMT
Release Date Price: $14.06 (-1.40%)
Operator

Good morning, everyone, and welcome to the SmartFinancial Third Quarter 2020 Earnings Conference Call. (Operator Instructions) Please also note, today's event is being recorded.

At this time, I'd like to turn the conference call over to Miller Welborn. Sir, please go ahead.

Wesley Miller Welborn
SmartFinancial, Inc. - Chairman of the Board

Thanks, Jamie. Good morning, and thanks to each of you for joining us this morning for our Q3 2020 earnings call. It's always a pleasure to visit about SmartBank and talk about our company. Joining me on the call today are Billy Carroll, our President and CEO; Ron Gorczynski, our CFO; and Rhett Jordan, our Chief Credit Officer.

Before we get started, I'd like to refer you all to Page 2 of our deck for the normal and customary disclaimers and forward-looking statements comments. Please take a minute to review these.

First, I know that many parts of our country are still suffering from the effects of COVID. I do want to say that I hope that all parts of the U.S. recover quickly. We're fortunate

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